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Prairie Moon Road was closed to Cochrane and Buffalo City All roads through Cochrane were open to Buffalo City |
B Flood Zone on the River Bank Flood Map 555546A-02 |
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The 2001 flood was a very good test not only because of the height of the river but because of the time that the river stayed high which was close to a month forcing the water table up with great intensity . Under that extreme test the water level ( from water table push up only ) was way below the erroneous BFE under nearly worst case circumstances . ( see Flood Level Benchmarks below ) Even though this area is disconnected from the 1965 source of flooding via raised roads and banks and a dike that protects from the original source which functioned better than the dam 5 dike road which was overrun and has since been repaired there is still to this day a 1 mile long area NNW and SSE of this little puddle in the road that is still listed as a SFHA ( Special Flood Hazard Area ) forcing lenders to require borrowers to purchase costly high risk flood insurance based on a exaggeration of a freak occurrence that happened in 1965 not taking into account the real and actual conditions that exist now some 40 plus years latter in my opinion .
Basically what the map is saying according to FEMA's Definition/Description below . Is that in the same flood conditions as 1965 the water level is anticipated to be three feet higher than 1965 which is not only a fabrication but a mistake used to price gouge insurance rates currently being used on those in the A-10 zone which is about to be expanded with the new map.
FEMA's Definition/Description
The computed elevation to which floodwater is anticipated to rise during the base flood. Base Flood Elevations (BFEs) are shown on Flood Insurance Rate Maps (FIRMs) and on the flood profiles.
The BFE is the regulatory requirement for the elevation or floodproofing of structures. The relationship between the BFE and a structure's elevation determines the flood insurance premium.
I was going to put up the negative comments which are many but decided it would be more constructive to work at organizing people .
Letter to the editor : A Shake Down in Small Town America
Fellow Buffalo City , Cochrane residents , and property owners , some things are happening that you MUST know about ! A new "flood map" is coming soon and it is FEMA's intention from the first meeting to use the 668' BFE ( "BFE=Base Flood Elevation" used to evaluate the risk and determine Insurance rates ) . This elevation is at least 2 or 3 feet higher than the actual 1965 flood in the A-10 section of the maps which was MUCH DIFFERENT than the river side of the map in all flooding here . The result will be twofold . First is to include areas that were NEVER FLOODED in the 1965 flood and put them into the flood history record as a " high risk flood zone" which would be a misrepresentation of what really happened. Second is higher insurance rates for post-firm construction ( after 1974 ) dwellings in the erroneous zone , all pre-firm construction ( before 1974 ) dwellings are "grandfathered" at a standard rate unless you've done some remodeling . The mistake was in misunderstanding the actual conditions and source of the flood and documenting what REALLY HAPPENED versus what NEVER HAPPENED . If this honest mistake is not corrected , it will be thought of as factual truth and used to PRICE GOUGE insurance rates and devaluate our community with a embellishment of a low risk flood zone into a special hazard ( high risk ) flood zone . While I do understand the need to deter building in flood prone areas , I don't believe that includes creating flood prone areas by padding the numbers to produce them . This is clearly a Federal bureaucracy problem so the excuses may get more than knee deep to match the more than knee deep discrepancy . This may be perfectly legal for any monopoly that writes it's own rule book , but should not be legal in the United States of America . This is a harassment on our communities that should be responded to with UNIFIED OUTRAGE because it really does affect us all to various degrees . The new map will have at some point , a community review with some ability to argue the BFE . This should result in a FULL HOUSE OF UPSET PEOPLE . Personally I would like to see the meeting a unified community effort to stand up to an attempt to divide and devour our community attended by an overwhelming number of people opposing the attack . If you would like to be involved with before meeting organization or kept informed on the date or other information feel free to call me . I'll be there and hope to meet you there . Someone bring the network news and as many lawyers as possible , and don't forget to invite your Federal Representatives . If enough people are involved it may be worth getting professional involvement like Flood Zone Correction, Inc. before the map is done to increase the odds of success or some other group which I am just starting to do research on .
Sincerely, your neighbor
Owen Krahn Buffalo City
| Merrick State Park | Dam 5A Spillway |
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| With the exception of 1951 and
1952 all other years follow a 4 year cycle the years that follow the 4
year cycle are 1965 , 1969 , 1993 , 1997 , 2001 , if this pattern continues the years to watch for high water are 2009 , 2013 , 2017 , 2011 etc... |
|
 Winona MN 2001 Upper Mississippi Flood Pictures |
 Alma WI 2001 Upper Mississippi Flood Pictures |
 Cochrane WI 2001 Upper Mississippi Flood Pictures |
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 Fountain City WI 2001 Upper Mississippi Flood Pictures |
 Wabasha MN 2001 Upper Mississippi Flood Pictures |